We've built our entire practice around specialty contractor insurance — and fireproofing is one of the niches we know best.
Contractors Choice Agency was founded on a simple idea: specialty contractors deserve insurance agents who actually understand their trade. We don't write homeowner's policies or auto insurance — we focus entirely on the construction and specialty contractor market.
Fireproofing is one of the most technically complex specialties in the construction trades. SFRM application requires understanding of spray rates, film thickness, and ASTM/UL standards. Intumescent coatings require knowledge of activation temperatures, expansion ratios, and substrate preparation. We understand all of it — and so do our underwriters.
When a claim involves a DFT failure on a hospital project, we know what that means. When a fireproofing subcontractor faces a pollution claim from SFRM overspray, we know which carrier to call and how to position the claim. That's the difference specialty expertise makes.
Numbers that reflect our commitment to specialty contractor clients
Our agents understand NFPA 13, ASTM E119, UL Directory fire resistance ratings, and IBC fireproofing requirements. We speak your language during underwriting conversations — which means better coverage terms for you.
We maintain direct access to pollution liability markets that specifically understand SFRM and intumescent coating risks — not generic environmental carriers who view construction chemicals as catastrophic exposures.
We fight to place your coverage on an occurrence basis wherever possible. Given the long-tail nature of chemical exposure and fire system failure claims, this protects you years after project completion.
Our online portal lets you generate certificates of insurance on demand, 24/7. No waiting for your agent to process a request while you're trying to get on a job site Monday morning.
When a claim happens, we advocate for you with the carrier. Our claims team understands the technical complexity of fireproofing failures and can challenge coverage denials based on improper exclusion applications.
Whether you're a sole proprietor just starting out or a multi-crew operation bidding on $50M commercial projects, we can build a coverage program that grows with your business without unnecessary complexity.
Talk to an agent who actually understands fireproofing. Get a custom quote in 24 hours or less.
Start My Quote Or call us: 844-967-5247