About Contractors Choice Agency

We've built our entire practice around specialty contractor insurance — and fireproofing is one of the niches we know best.

Built for Specialty Contractors, Not General Business

Contractors Choice Agency was founded on a simple idea: specialty contractors deserve insurance agents who actually understand their trade. We don't write homeowner's policies or auto insurance — we focus entirely on the construction and specialty contractor market.

Fireproofing is one of the most technically complex specialties in the construction trades. SFRM application requires understanding of spray rates, film thickness, and ASTM/UL standards. Intumescent coatings require knowledge of activation temperatures, expansion ratios, and substrate preparation. We understand all of it — and so do our underwriters.

When a claim involves a DFT failure on a hospital project, we know what that means. When a fireproofing subcontractor faces a pollution claim from SFRM overspray, we know which carrier to call and how to position the claim. That's the difference specialty expertise makes.

Contractors Choice Agency insurance professionals reviewing fireproofing contractor coverage

Our Track Record

Numbers that reflect our commitment to specialty contractor clients

87+
Specialty Contractor Niches Covered
50
States Licensed to Place Coverage
24hr
Quote Turnaround Commitment
15+
Specialty Market Carrier Relationships

What Sets Us Apart for Fireproofing Contractors

We Know the Codes

Our agents understand NFPA 13, ASTM E119, UL Directory fire resistance ratings, and IBC fireproofing requirements. We speak your language during underwriting conversations — which means better coverage terms for you.

Pollution Liability Access

We maintain direct access to pollution liability markets that specifically understand SFRM and intumescent coating risks — not generic environmental carriers who view construction chemicals as catastrophic exposures.

Occurrence-Based Policies

We fight to place your coverage on an occurrence basis wherever possible. Given the long-tail nature of chemical exposure and fire system failure claims, this protects you years after project completion.

Certificate Management

Our online portal lets you generate certificates of insurance on demand, 24/7. No waiting for your agent to process a request while you're trying to get on a job site Monday morning.

Claims Advocacy

When a claim happens, we advocate for you with the carrier. Our claims team understands the technical complexity of fireproofing failures and can challenge coverage denials based on improper exclusion applications.

Growth-Ready Programs

Whether you're a sole proprietor just starting out or a multi-crew operation bidding on $50M commercial projects, we can build a coverage program that grows with your business without unnecessary complexity.

Fireproofing Niches We Cover

✓ SFRM spray application contractors
✓ Intumescent coating specialists
✓ Structural steel fireproofing companies
✓ Passive fire protection installers
✓ Firestopping and penetration sealing
✓ Fire-rated assembly contractors
✓ Cementitious fireproofing applicators
✓ Fireproofing testing & inspection firms

Ready to Get the Right Coverage?

Talk to an agent who actually understands fireproofing. Get a custom quote in 24 hours or less.

Start My Quote Or call us: 844-967-5247